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Catherine Todd grew up in Southern California and was educated at Occidental College and Stanford University. She lived for several years in Costa Rica and Italy, and for extended periods in France and Mexico. She has taught English literature and French in the United States and abroad. She and her husband currently live in San Diego, California, where, in addition to fiction, her business is writing highly specialized permanent residency petitions for exceptionally talented immigrants to the United States (see Secret Lives of Second Wives).

In addition to her works of women's fiction (Secret Lives of Second Wives, Exit Strategies, Making Waves, and Staying Cool), she is the author of three Regency Romances (as Elizabeth Jackson) and two historical novels published in Britain.